Monthly Archives: March 2010

Shortage of Primary Care Physicians

A recent article in the Ft. Worth Star Telegram points to the shortage of primary care physicians here in the state of TX. We are 46th in terms of the ratio of physicians to patients.
With limited number of seats available in medical schools and residencies, the ability to deliver care will certainly be limited [...]

Health Insurance Reform

The U.S. House of Representatives passed landmark legislation, aka Obamacare, last night.  The complete ramifications are unknown at this time.  Even those behind the plan stated they would have to pass it before everything in the plan was fully known.
What I do know is that you can still buy affordable and quality health insurance coverage [...]

Supplemental Plans

I’m highlighting supplemental insurance plans today!  What are supplemental plans?
Supplemental insurance plans provide “gap” coverage for those of us that want additional protection.  Some of these plans provide protection for Critical Illness, Accidents, Specified Diseases, Income Protection and MORE!!  They are usually VERY inexpensive and underwriting is much easier than in full benefit plans.
Often times, [...]

Houston Health Insurance Quotes

There are many strategies one can utilize to get quotes….

Submit quote information to a national lead sourcing service
Submit quote information to a local agency
Contact various local agents through regional websites

Submitting quote requests to those sources may inundate you with many, many agents contacting you at all hours of the day and night.  By submitting a [...]

Health Insurance In Houston: Why So High Deductibles?

The biggest question I get asked all the time regarding Houston health insurance is “Why are health insurance deductibles so high?”
The easiest answer is You have many choices in hospitalization deductibles ranging from as low as $500 to as high as $20,000.  The hospitalization deductible is a method to share the risk.
The higher you decide [...]

HSA’s: A Great Health Care Option

Five years ago, Gov. Mitch Daniels (R) of Indiana requested that a consumer-directed health insurance option, or Health Savings Account (HSA), be added to the conventional plans then available to state employees.
* In Indiana’s HSA, the state deposits $2,750 per year into an account controlled by the employee, out of [...]

Interesting Statistic on Health Care Spending

Right now, $5 out of every $6 of health-care spending is paid for by someone other than the person receiving care — insurance companies, employers, or the government.
Source: Wall St. Journal
For a quote on affordable quality health insurance visit my health quote website!